Credit Notification
When a user transfers funds to a virtual account, a notification is sent to the merchant after the credit is successful. Merchants can verify the notification by calling the Credit Result Query API.
Configuration path: System Management -> Development Configuration Management -> Notification Management
Parameters
| Field | Type | Required | Length | Description |
|---|---|---|---|---|
| transId | string | No | 32 | Transaction serial number |
| merchantNo | string | Yes | 32 | Merchant No |
| status | int | Yes | 2 | 1: Success |
| businessAmount | long | Yes | - | Business amount |
| payAmount | long | Yes | - | Actual payment amount |
| fee | long | Yes | - | Handling fee |
| stampDutiesAmount | long | Yes | - | 100 |
| payeeAmount | long | Yes | - | Actual received amount |
| countryCode | string | Yes | - | Country code |
| currency | string | Yes | - | Currency type |
| accountNo | string | Yes | - | virtual account no |
| payerAccNo | string | No | - | Payer's Acc No |
| payerName | string | No | - | Payer's Name |
| bankName | string | No | - | Bank Name |
| sessionId | string | No | - | sessionId |
| narration | string | No | - | narration |
| errorCode | string | No | - | Error code |
| errorMessage | string | No | - | Error message |
| endTime | timestamp | No | - | Transaction end time |
| createTime | timestamp | Yes | - | Creation time |
| updateTime | timestamp | Yes | - | Update time |
Success
{
"merchantNo": "00000001",
"status": 1,
"businessAmount": 507800000,
"payAmount": 507800000,
"fee": 20000,
"payeeAmount": 507780000,
"countryCode": "NG",
"currency": "NGN",
"accountNo": "0100100001",
"payerAccNo": "0113188889",
"payerName": "JUNIOOOEA RESOURCES",
"bankName": "STERLING BANK",
"transId": "9F45693BB8844B078C5209BE39003E38",
"sessionId": "000001250668145807148662172932",
"narration": "MOB: To Boost MFB|JUMMYFWESH CREATIVE LTD .",
"endTime": 1756389507000,
"createTime": 1756389495000,
"updateTime": 1756389507000
}