{
"merchantOrderId": "AC71EC46019F49BBA7B61176E96843B4",
"desc": "Airtime Recharge 100NGN",
"amount": 10000,
"payerUserId": "john.doe@gmail.com",
"payerName": "Li Leng",
"notifyUrl": "https://example.com/notify",
"payType": 1
}